Review My Policies - Starting at $500
Delivered within 48 hours.
Business Insurance Policy Review
Insurance policies are complex legal contracts. A small wording error—or exclusion buried in fine print—can determine whether a claim pays or is denied.
Our Insurance Policy Review ensures your policies actually protect your business as intended.
A policy review is one component of a full commercial insurance audit & policy review.
What We Review in Your Policies
Definitions & Conditions
We scrutinize definitions such as “occurrence,” “claim,” or “insured person,” which materially affect coverage.
Exclusions & Carve-Backs
We identify problematic exclusions and missing carve-backs commonly overlooked by brokers.
Endorsements & Sublimits
We ensure all endorsements align with your operations and contracts.
Territory & Jurisdiction
We verify that your geographic footprint is properly covered (common issue for SaaS, exporters, contractors).
Contractual Liability Alignment
We check that indemnities and hold-harmless agreements match your actual insurance.
Uncover gaps in your insurance policy.
→ Start my review - from $500
Why a Policy Review Is Essential
- Insurance wording changes frequently
- Brokers copy forward prior-year policies
- Businesses grow into new exposures
- Claims disputes often stem from unclear wording
A policy review eliminates silent risk.
Many issues uncovered in a policy review lead to a deeper independent insurance audit.
Results from Recent Reviews
Hospitality Operator (Canada)
- Found missing liquor liability endorsement
- Corrected exclusions → stronger coverage
Tech Firm (UK)
- Identified outdated PI policy wording
- Corrected territorial scope & cyber carve-backs
Many smaller firms begin with our business insurance review service.
Review My Policies Today - From $500
Run a Premium Calculator Instead
Choose from our world leading calculators to benchmark your premiums and strengthen your negotiating position with your broker, then request a full review:
- DINO - The Smart D&O Insurance Cost Calculator
- CIGEL - The Smart Commercial General Liability Insurance Cost Calculator
- For Construction --> Builders Risk Insurance Cost Calculator
- For Cyber --> The Data Breach Insurance Cost Calculator
- For General property and liability --> The Business Insurance Premium Calculator
- Reps and Warranties Insurance Cost Calculator
- Business Interruption Insurance Cost Calculator
- Equipment Insurance Quote Calculator
If wording complexity is a concern, a commercial insurance audit consultant can guide the process.