Get An Independent Audit - Starting at $500
Independent Insurance Audit for Commercial Insurance Programs
An Independent Insurance Audit is a deep, unbiased evaluation of your entire insurance program—free from the conflicts of brokers or insurers.
Our role is to verify accuracy, uncover inefficiencies, and ensure your insurance delivers maximum protection at the lowest reasonable cost.
An independent insurance audit is part of a broader commercial insurance audit & policy review process.
What Makes Our Audit Independent?
We do not sell insurance, receive commissions, or manage insurer relationships.
This independence gives us the ability to:
- Critically assess broker work
- Identify mispriced premiums
- Challenge insurer assumptions
- Rebuild coverage without bias
- Recommend only what benefits your business
What Our Independent Audit Includes
A full audit always incorporates a detailed insurance policy review.
Wording Reviews
We audit the fine print of policies that rarely anybody reads.
Verification of Premium Accuracy
We identify if premiums exceed market conditions.
Benchmarking Against Regional Markets
We evaluate pricing and terms across multiple countries.
Identification of Broker Oversights
We flag missing endorsements, inaccurate schedules, and outdated assumptions.
Claims Exposure Analysis
We review how your policies would respond to real claim scenarios.
Uncover cost and coverage inefficiencies in your business insurance.
→ Start my audit - from $500
Who Benefits From an Independent Audit?
- CFOs seeking cost justification
- CEOs building resilience
- Boards improving governance
- Businesses with complex insurance programs
- Companies experiencing premium increases
Businesses experiencing unexplained premium increases often turn to our Audit My Commercial Insurance Program service.
The Outcome
A clear, executive-ready report outlining:
- What is wrong
- What must be corrected
- Expected savings
- Recommended coverage improvements
- Negotiation strategy
Get Your Audit Today - From $500
Run a Premium Calculator Instead
Choose from our world leading calculators to benchmark your premiums and strengthen your negotiating position with your broker, then request a full audit:
- DINO - The Smart D&O Insurance Cost Calculator
- CIGEL - The Smart Commercial General Liability Insurance Cost Calculator
- For Construction --> Builders Risk Insurance Cost Calculator
- For Cyber --> The Data Breach Insurance Cost Calculator
- For General property and liability --> The Business Insurance Premium Calculator
- Reps and Warranties Insurance Cost Calculator
- Business Interruption Insurance Cost Calculator
- Equipment Insurance Quote Calculator
Larger firms may prefer working directly with a commercial insurance audit consultant.